Nova Net Worth

THE PROBLEM

Every existing net worth tracker either bolted AI on as a chat feature (Personal Capital, Monarch) or ignored it entirely (Mint before shutdown, YNAB). None treated AI as a first-class assistant with guardrails strong enough to talk about real money. The opportunity was an AI-first tracker where the AI is trustworthy enough for a family to actually rely on.

THE APPROACH

• Built on Next.js 15 + Supabase + Stripe + Plaid from day one — no template, no low-code shortcuts.
• Designed a 15-layer AI safety pipeline (kill-switch → prompt-injection guard → DLP → PII redaction → pre-check scorer → intent parser → compliance rules → semantic risk scorer → hallucination guard → LLM-as-judge → human review sampling → audit log → facts grounding → budget controls → usage tracking). Each layer is tested independently and documented in its own spec.
• Wrote a deep test suite from week one — unit, integration, E2E (Playwright), and a 100-case Charlie evaluation suite that scores AI safety on every PR.
• Ship discipline: 1,600+ PRs merged, typecheck + lint + test + build required on every commit, first-class failover across Claude / GPT / Gemini providers.